Affinity-Financial is dedicated to providing the best home loan product for your personal situation. We are experienced professionals and are approved with all the major first time homebuyer programs in San Diego. Find out how you can get up to $125,000 in down payment assistance as a First time Home Buyer.

The following are some of our most popular programs:
1) Zero down payment loan for borrowers purchasing in Ramona, Valley Center, Fallbrook and other areas throughout the county

2) 3.5% down FHA loans that allow the seller to pay all closing costs.

3) 3.5% down FHA loan that allows the borrower to finance repairs including carpets, kitchen & bathroom remodel, solar panels and landscaping.

4) VA Zero down loans including Cal-Vet

5) Down payment assistance programs in the following areas:
A) City of San Diego
Up to 25% of purchase for down payment
$15,000 grant

B) Poway, Lemon Grove, Imperial Beach, Spring Valley and
unincorporated areas
Up to $35,000 for down payment and closing costs

C) Escondido
Up to $25,000 for down payment and closing costs

D) Vista
Up to $60,000 for down payment and closing costs

E) Chula Vista
Up to $40,000 for down payment and closing costs


Begin by filling out this application today.